Retirement Staking Plan
Overview
A target-based staking plan where you aim to achieve a set profit target within a fixed number of bets. Stakes are calculated to reach the target while managing risk through a divisor that adjusts based on results.
How It Works
- Set a profit target and a divisor (e.g., target = £100, divisor = 10)
- Stake = Target / Divisor (£100/10 = £10 for the first bet)
- Win: Reduce target by profit won, reduce divisor by 1
- Loss: Add lost stake to target, divisor stays the same
The plan “retires” when the target reaches zero (profit achieved).
Formula
\[S = \frac{T}{D}\]Where:
- $S$ = stake
- $T$ = remaining profit target
- $D$ = current divisor
After a win: $T_{new} = T - \text{profit}$, $D_{new} = D - 1$ After a loss: $T_{new} = T + \text{stake lost}$, $D_{new} = D$
Parameters
| Parameter | Type | Default | Description |
|---|---|---|---|
target |
number | 100 | Profit target to achieve |
divisor |
number | 10 | Initial divisor (controls stake size) |
Risk Assessment
- Risk Level: Medium
- Max Drawdown: Moderate — losses increase the target, inflating future stakes
- Recommended Bankroll: 5–10× target
- Ruin Risk: Medium — prolonged losing can cause target inflation
When to Use
- You have a specific profit goal in mind
- You want structured, goal-oriented staking
- Your strike rate is reasonable (40%+)
When to Avoid
- Very long odds — wins are too infrequent to reduce the target
- You have no specific profit target
Betfair Exchange Notes
- Adjust target for commission: after a win, target reduces by profit × (1 − commission)
- Works for both back and lay
Related Plans
- 6 Point Divisor — Similar divisor-based plan
- Bookies Bank — Target-based plan with different divisor rules
Sources
- Plan catalog reference: The Staking Machine — staking plan software with 50+ plans
- Plan mechanics: Mathematical formulas and plan concepts are in the public domain